Credit card facilities

  Now your clients can make payments using their credit/debit cards without you having to set up merchant accounts, rent PDQ machines, etc..  YourAlbumOnline now gives you the option to accept payments for reprints via PayPal or Nochex.
 
 

PayPal is a long-established, totally secure facility where anyone with an Email address can open an account FREE, and can thereafter send or receive payments. Buyers must give a credit card number when opening an account, which is charged when purchases are made. Sellers can enter their bank account number, and can then transfer any PayPal funds directly to their own bank.
 

 

Nochex is a U.K. based operation which works in a very similar way to PayPal (above). Sellers must open an account (FREE), and can thereafter send or receive payments. Buyers may open an account OR can simply make payments by entering their credit card number - they do not have to open an account.

Note: Only cards issued by a United Kingdom bank can be accepted by Nochex.
 

  Transaction charges are (sadly) payable from each transaction and are something like 3.5% plus £0.25 per transaction, but there are no monthly, annual or one-off charges. Please check the PayPal or Nochex web sites for current rates.
 
 
 

Key features for photographers:

  PayPal supports most major currencies, so any wedding guest from a country outside the UK can probably use PayPal without the hassle of currency conversion.
  Nochex can only be used by U.K. based clients (i.e. with U.K. issued cards), but against this - payments can be made without having to open an account, which makes it quicker to use.
  You can elect to offer PayPal or Nochex payments (or both) for all your albums submitted to YourAlbumOnline OR you choose which individual albums are enabled.
  PayPal and Nochex can only be used for online transactions, such as reprint orders through our web site - it does not apply to normal "in-studio" transactions such as basic wedding packages.
 

How do you get set up ?

  Go to the PayPal or Nochex web sites and open a Business Account. Your account "number" will be your Email address
  Let us know your PayPal/Nochex account, and whether you want it for all future albums or just for selected ones
  The "Album Submission" form on the web site includes the options of 'Accept PayPal/Nochex' for this album - you can offer both if you wish.
 

How will it work ?

  When your client presses the 'check-out' button, they will see confirmation of their order (as at present). They will still have the option to print and send a cheque, but will have the additional PayPal or Nochex options. If they choose either of these, the order will be E-mailed directly to you. PayPal/Nochex will then E-mail you to confirm that payment has been received, at which time you can safely process the order.

 

  It's that simple !!  Please contact us if you have any other queries.
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